Employment Practices Liability (EPL)

What's covered by an Employment Practices Liability (EPL) Policy?

• Protects the employer for common claims such as: sexual harassment, wrongful termination, failure to promote/hire, discrimination, hostile work environment claims

When should a company buy an Employment Practices Liability (EPL) Policy?

When a company has ~5-10 employees and looking to hire more. Employers in CA & NY should be on the more conservative end of this spectrum, as these environments are more litigious.